A prototype of the first ATM machine was invented by the American scientist Luther Simpana in 1939. The device gave out cash, but could not deduct them from the account: the device was not associated with the Bank. In 1967 in London was a more perfect ATM. He still didn’t know how to check the availability of money in the client account, and therefore the amount of cash withdrawn was limited to 10 pounds. The ATM was “cardless” and were given cash in exchange for a special voucher (check) which should be obtained from the Bank. For protection against forgery on the checks were slightly radioactive label. How does the modern ATM? This was in today’s issue!
In modern ATMs form holes for the reception of cards has a slightly curved shape. This is necessary in order to make things harder for the fraudsters criminologi the installation of the equipment with which they can take your card details and steal money. By “reading” a magnetic strip or chip card identificireba ATM. Inside the device there is a special communication module that communicates with the processing Bank’s system via a modem or cable.
In the lower part of the ATM is a Deposit box of cassettes that are configured under the banknote of a specific denomination. Usually cassettes 4 to 6, and each of them about 2-3 thousand of the same bills. All bills are checked several times in the Bank, then the cassette sealed. Thus, the Bank ensures that no counterfeit bills ATM. When the ATM enters a request for cash withdrawal, the system automatically recalculates how many bills and what dignity you must give. ATM knows how much money is left in each cassette, and if a customer wants to withdraw more money than he has, the device will be denied. And some ATMs are able to accept the money. But accepted banknotes are sent in a separate cassette or given to other people while in the Bank they can be thoroughly vetted.
Between the ATM and the Bank is encrypted secure communication channel. On it informs the ATM Bank card data, and that, in turn, allows withdrawal of the required amount or not allow it. The ATM stores the information for each operation, inserted the card and issued bill, while sinhroniziruete it with the video record. This information is sent to the Bank and stored in the database.
Also important is the fact that the ATM is powered by electricity. So when suddenly it disappears – the ATM is disabled. Old ATM / cash machine without electricity leaves the customer’s card in itself and when power is supplied again, it returns the card back. If for a few seconds nobody picks up, the ATM moves it in a special storage and gives only to the collector. As for the new ATMs, they give the card to the client even without electricity. However, the money at the termination of the power supply will not give neither the old nor the new ATMs, even if you managed to make them count. In this case, will cancel the operation.
All ATMs are equipped with sensors that inform about the tilt, noise and temperature rise. This is done for security. When triggered, the sensors in the appropriate service receives a signal immediately and, if necessary, the place leaves a rapid response team.
How does it work? | ATM
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