So much extra premium to pay young men
Posted on 26-03-2015 at 9:17 by CasperH – 114 Comments”
That young people have more insurance than older people is no secret, but how big that difference is, it now appears from research among Dutch insurance companies.
Are you a man between the ages of 18 and 24 years old? It is highly likely that you are in a German, fast driving a car. This is evident from an analysis of Independer less than 25,000 closed motor insurance of young people between 18 and 24 years old. Also, you have a stronger, but older and heavier car than the peers of the female sex.
ManVrouw
Vermogen97 pk79 pk
Gewicht1.052 kg944 kg
Leeftijd14,5 jaar13 year
The most popular cars among young men are larger and heavier than those of women. Below you can see the most popular cars per gender and the average premium that the insurance company hear.
Most popular cars and average premium men (18-24)
AutoGemiddelde maandpremiePercentage men that choose to do so
Volkswagen Golf€71 euro10,8%
Volkswagen Polo€62 euro6,5%
Opel Corsa€57 euro5,3%
BMW 3-series€74 euro4,3%
Opel Astra€66 euro4,1%
Most popular cars and average premium women (18-24)
AutoGemiddelde maandpremiePercentage women that choose to do so
Opel Corsa€53 euro7,5%
Volkswagen Polo€61 euro7,3%
Ford Ka€52 euro6,7%
Peugeot 206€54 euro5,3%
Renault Twingo€49 euro4,9%
It is also clear that young men a lot more insurance than women.
Age verzekerdePercentage men that insurance afslootPercentage women that insurance ended
18 jaar80%20%
19 jaar77%23%
20 jaar72%28%
21 jaar67%33%
22 jaar63%37%
23 jaar62%38%
24 jaar61%39%
Average:65%35%
Finally, it is still noteworthy that women like a more extensive insurance than men. Despite the fact that women have more extensive insurance, however, the men who, on average, 11.6% premium pay.
A man of 18 or 19 years old will pay an average of 2.5 times more premium than someone in the age range of 30 t/m 34 years old. Significant differences, therefore, between the old & the young, but also between the men and women of the same age. What do you think of this?
Fotocredit: Autojunk