Where to watch out for at the conclusion of a lease contract

Posted on 07-10-2014 at 11:02 by maru – 1 Comment”

The selection of a leased car is not as simple as “do that but, with 14 percent surcharge”. Therefore, we the do’s and don’ts at a glance.

A lease is a secure asset. That is to say, the employer need not cash to speak and an additional funding is not necessary. The only collateral is the car itself, so there is usually no additional collateral is issued need to be. In addition, the maandkosten are often lower than in a short-term loan, because the interest rate is lower. In the case of a ‘green’ car, the employer may also make use of the MIA and VAMIL schemes.

The big advantage of a lease is that both employer and employee to know what your monthly expenses are. These are during the term of the lease. If the engine is going to fail, is this therefore the problem of the leasing company and there will be soon a replacement vehicle is arranged. There are no additional costs, and that is so comforting.

With all these advantages, it is not for nothing that there are so many lease cars on the Dutch roads to drive. Nevertheless, there are a few things to keep in mind before the lease is signed. It is of course wise to find out exactly what you need. A Tesla Model S is a beautiful appearance and will definitely make an impression on your customers, but large equipment could be better in a van to be transported. And it is then intended that the car ownership of the company (hire purchase) or that after the completion of the contract return to the company (operating lease)?

Then there are yet to be determined how long the lease will run. Longer may be cheaper, but the contract can’t just be prematurely terminated. Has the employer really has no meaning anymore in the car, then the contract must be surrendered. So be careful also on the extra services and afkooprisico’s that are included in the package, because this can the monthly price have a strong influence.