Car insurance is for young people ridiculously expensive

Posted on 27-02-2014 at 19:55 by maru – 110 Responses”

That had, of course, you have already, but have you ever compared with what your parents monthly pay in premiums? Do, you can laugh.

Who under the age of 24 years, it is not easy to his car for a good price to ensure. It’s here mainly to the lack of claim-free years and belonging (like the elderly) at risk, because yes, as a beginning director and hormonenbom goes, there is something wrong. Makes sense that there is something more premium coughed up to be, but the difference with what daddy and mommy pay is still very large. So the kids quickly 2 to 2.5 times as many docks. For a middle class pays the young driver (24 years), on average, 82 to 100 euro premium. One of his parents do – without the claim-free years – but 37 to 55 euros to put down.

With these huge amounts is not more than logical that more and more young people choose to not have a car to buy. The bike, the snorscooter and even the public transport is a lot cheaper (but come on, really not cool). A not entirely legal but difficult-to-control solution is that the parents the car of their child’s own name, without son or daughter as a regular director. Or no insurance, but that is, of course, very very stupid.

From the research of verzekeringvergelijk.nl turns out that Kruidvat and Klaverbad the least ‘child-friendly’. As a 19-year-old here, a third party liability insurance for – we take as an example – a BMW 316i 2002, he pays a whopping 389,76 euro (Kruidvat) or 343,18 euro (Cloverleaf) per month, with 4.3 times as much as the cheapest insurer. That is per year just as much as the car is worth.

We look at a VW Golf 1.9 from 2004, perhaps a slightly more logical choice for a young dog, there is still a lot in the pouch to be scanned. A store asks for this car, for a premium of 336,29 euro Cloverleaf gets monthly 213,53 from his account.

Now, what is the best insurer? It remains to compare, compare, compare. According to Independer walk the premieverschillen in the age group 18 to 24 years apart with an average of 425 per cent. For all age groups together, this is 341 percent. Noteworthy, because the differences in terms and conditions of this insurance are minimal. Switching to a cheaper insurer can only work to your advantage.