Three Methods:Turning Your Smartphone Into a Credit Card Processing MachineProcessing a Credit Card Over the PhoneProcessing a Credit Card with a Third Party ServiceQuestions and Answers
Being able to accept credit cards by phone can allow you to make a sale when a customer is unable to come to your place of business. In some cases, it can allow you to enjoy mobile sales. The exact information and setup you need varies based on the method you use to process credit cards by phone.
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Steps
Method 1 of 3: Turning Your Smartphone Into a Credit Card Processing Machine
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1
Set up an account with a mobile credit card processing provider. Some will accept credit card information submitted using your smart phone’s Internet browser, while others will require you to purchase equipment to use with your smartphone. Some may require you to use an app.[1]- Mobile credit card processing providers include Intuit, BluePay, Square and Payfirma.
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- Mobile credit card processing providers include Intuit, BluePay, Square and Payfirma.
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2
Install any necessary equipment or apps on your phone. You may need to insert the plug for a credit card reader into your phone’s headphone jack. Some companies use a case with a built-in credit card reader.[2]- If your processing company requires you to use an app, download it to your phone and install it.
- If your processing company requires you to use an app, download it to your phone and install it.
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3
Enter the credit card information. This will be determined by your credit card processing company’s requirements. You may not have room on your screen for the client to sign his name. Most mobile processing companies have an electronic button that signifies whether the customer has authorized the sale. To proceed, tap the appropriate button.[3] -
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Accept a credit card payment without a reader. Companies such as Square allow you to process a payment using an app without a credit card reader. Here are the steps:[4]- Download the app for Square Register.
- Using your keypad, enter the amount of the transaction .
- Tap “Charge” to start processing the payment.
- Tap “Credit Card” or “Card” to enter the card number, security code, expiration date, and the customer’s billing ZIP code.
- Tap “Charge.”
- If you have enabled the signatures function, ask your customer to sign with their finger. They can also leave a tip if this feature is enabled. If your customer is unavailable to sign, you can write “Phone” or “Internet Order” in place of a signature.
- The customer taps “Done Signing,” and they can then enter their preferred receipt delivery method, such as email.
- If you’ve entered everything correctly, the final screen will read “You’re All Done” after the payment completes.
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- Download the app for Square Register.